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Which kind of care is actually right?

Side-by-side answers to the choices Louisville families ask about most.

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Which senior care comparisons matter most in Kentucky?

In Kentucky the comparisons that matter most are license-based: social-model ALC versus ALC-BH (who can administer medications), ALC-BH versus ALC-DC (whether a secured dementia unit exists), and assisted living versus a personal care home (whether State Supplementation can help pay).

Those distinctions are specific to Kentucky's 2022 licensing law and do not map neatly onto how other states or national websites describe senior care, which is why we compare by license rather than by brochure category.

How should I use these comparisons?

Use them to narrow the license type first, then use the directory to find which Louisville-area communities hold that license, and only then compare individual buildings on cost, staffing and inspection history.

The assisted living roster can be filtered by license type and county.

Comparisons guides

Assisted living vs. memory care in Louisville

Kentucky separates memory care from assisted living by license: only an ALC-DC may run a secured dementia unit. How to tell which one a Louisville parent needs.

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ALC vs. ALC-BH: what the extra letters mean

A Kentucky ALC helps with daily activities and self-administered medication; an ALC-BH may also administer medications and monitor health. Which one a Louisville parent needs.

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Personal care home vs. assisted living in Kentucky

Kentucky personal care homes (902 KAR 20:036) are licensed health facilities eligible for State Supplementation; assisted living communities (KRS 194A) are not. How they differ for Louisville families.

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Assisted living vs. nursing home in Louisville

Louisville nursing homes provide 24-hour licensed nursing and carry CMS star ratings; Kentucky assisted living does not. Costs, Medicaid and who belongs in each.

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In-home care vs. assisted living in Louisville

Kentucky licenses non-medical home care as personal services agencies and clinical home care as home health agencies. How that compares with assisted living for Louisville families.

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Short-term rehab vs. long-term nursing care

Short-term rehab after a Louisville hospital stay is usually Medicare-covered skilled nursing; long-term nursing home care is private pay or Kentucky Medicaid. How to tell which a stay will be.

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Hospice vs. palliative care

Hospice serves people expected to live six months or less and stops curative treatment; palliative care relieves symptoms at any stage alongside treatment. How each works in Louisville.

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Adult day health vs. in-home care

Kentucky adult day health programs are OIG-licensed and an HCB waiver service; the 2025 Kentucky median is about $88 a day. How they compare with in-home care in Louisville.

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